For many years now, we’ve sold Index-Linked Term Deposits ONLY during RRSP season. Simply put, these investments have a return based on the performance of the stock market (Canadian S&P/ TSX 60). What makes them different from investing in the market directly is full protection of the principal while offering potential higher returns of interest. The return on Index Linked products is measured from the beginning and ending readings of the S&P/TSX 60. When the market is at a low, the beginning Index reading is also low making the potential return in 3 or 5 years time higher than returns on typical GIC’s. Your principal is guaranteed, you have a choice of 3 or 5 year terms non- redeemable until maturity, they are RRSP eligible, you can invest with as little as $1000, you pay no commission, management or administrative fees, and the deposits are insured up to $100,000 under DICO. Do phone or drop by your branch for further details.