Whats new at UECU? Keep up to date with United Employees Credit Union

Member Notice

Effective from January 26, 2023 our Prime Lending Rate has increased by 0.25%. This is to reflect the increase made by The Bank of Canada on January 25, 2023.

If you hold a variable rate loan or personal line of credit with us, your payment amount will not change but you will see that a higher portion of your payment will be applied to interest than previously.

If you are paying interest only on your Home Equity Line of Credit you may need to increase your regular payment amount. Please contact us for more information.

RRSP Loans

A RRSP Loan is a good way to maximize your RRSP if you haven’t reached your contribution limit.

We are offering RRSP Loans from 5.95%.

Loan Term: 1 Year

Your RRSP will earn 4.50% or choose a longer term for a higher return.

01 March 2023 is the RRSP contribution deadline for the 2022 Tax Season.

Apply online or contact your local branch for more information.

Fraud/ Scam Notice

We are sure you are aware of the huge increase in fraud or scams out there at the moment.

UECU would like to help protect our members by offering some useful information on how to identify & prevent fraud aswel as information of what to do if you have been affected. It is especially important to make sure that you choose strong passwords for your online banking to include a combination of number, symbols, capital & lowercase letters.

Never access your online banking using public wifi.

Click here for some helpful information on online security & fraud prevention.


UECU has posted your $5 dividends to your Share Capital account on 19th September 2022.

We have proudly paid dividends for the past 24 years.

2.50% Payroll Deduction Account

Set up a regular Payroll Deduction of at least $50 bi weekly & earn 2.50% interest.

– Minimum payroll deduction to qualify for account: $50 biweekly

– Two free withdrawals per year

– $5 fee per additional withdrawal

– No manual deposits to this account

For more information or to start your payroll account today please contact us

Beat the Banks Mortgage Rate

Is your mortgage up for renewal or are you buying a new home? UECU will beat your banks mortgage interest rate by 0.25%.

Member must qualify for the mortgage based on UECU’s lending criteria.

Terms & Conditions apply.

Apply online or call us at 416 461 9257 ext 25 or 29.

The Personal – Benefit from the power of your group

Did you know that your credit union has partnered with The Personal to help you save all you can on your home and auto insurance? That means that as a member of United Employees Credit Union you have access to many benefits.

Click here for more info.

Referral Program

Being a member of UECU has lots of advantages – lower service charges, great interest rates & friendly member service to name just a few. So why not share this with your friends and family?

Refer a friend or family member to open an account with us and you get a $25 PC Gift Card.

Contact us for more information.

Collabria Balance Transfer at 5.9% for 6 months

We’re always looking for ways to help you get ahead with your finances. That’s why we are offering you a special 5.9% interest rate whenever you transfer balances to your United Employees Collabria credit card.

This offer is available until 31st of January 2022
Click here for more info.

Member Notice – Service Charges

Effective from July 30 2021 we will be revising some of our service charges.

The changes will be displayed on our website on July 30, 2021

To view all our current service charges click here.